Insurance Hall of Shame Award

I am giving this weeks Shame award to Cigna HealthCare.  They are most deserving for their insurance product that someone actually pays for.  I do not know what the monthly premium is but I would sure love to know.  The physicians bill was $306.00.  Of course the insurance company paid zero.  This is not unusual at all.  First they disallowed some of the bill as "Not Covered/Discount."  The